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Truck Accidents Insurance Coverage Lawyer

Most truck accidents involve serious injury and death. A typical rig can weigh up to 80,000 pounds. Occupants of a 4,000-pound passenger car have little chance of escaping severe damage on impact with such a big rig. More info on this website

Given the severe injury potential of large commercial vehicles, the minimum insurance required for commercial trucks over 10,000 pounds and subject to the Federal Motor Carrier Safety Regulations is $750,000.

Our experience has been that trucking companies carry at least $1 million in primary coverage, and most companies with more than a few trucks carry an additional umbrella policy.

The Federal Motor Carrier Safety Regulations specify more comprehensive insurance policies for trucks carrying hazardous material and commercial passenger vehicles.

Given the propensity for severe injury and wrongful death arising from an 18-wheeler accident, most insurance companies that underwrite extensive trucker insurance policies have “quick response teams” on the accident site within 24 hours.

The purpose of such teams is to gather information helpful in their defense of a wrongful death or severe injury lawsuit.

The insurance company’s defense of truck accident cases frequently centers on efforts to shift responsibility from the truck driver or his company to the injured party or other third parties.

Don’t let the trucker’s insurance company shift responsibility to you or a loved one you’ve lost! Get our experienced truck accident attorney as soon as possible to investigate and find and preserve critical evidence before the insurance company gets its hands on it.